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What is Term Deposit (Fixed Deposit Account)?

Time Deposit is the most suitable account for those who want to make savings at the bank and enjoy the best rates of interest.It guarantees the highest returns for the fixed deposit period of your choice.

Your money is making money for you & Your Family.

Interest Rates

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1 Month
6.50 %
3 Months
7.50 %
6 Months
7.75 %
9 Months
7.75 %
12 Months
8.00 %
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Special Benefit

  • It allows the customer to apply for loan secured by “Time Deposit Certificate” with no service fees.
Basic documents required

Required Documents

Personal Account

  • NRC (original/copy)
  • Permanent Address
  • Occupation
  • Contact Number
  • 1 ID Photo
  • 2 Existing MCB customers as introducers (Name, Bank Acc Number & Signature)

Company Account

  • Application Letter in Company Letterhead
  • Meeting Minutes and Resolution in Company Letterhead
  • Memorandum of Association & Article of Association
  • Company Registration Certificate (original & copy)
  • Form VI and Form XXVI
  • List of Shareholders (Form E)
  • Partnership Agreement (If any)
  • 2 Existing MCB customers as introducers (Name, Bank Acc Number & Signature)
  • Designated Drawing Officer in person (NRC (original & copy), 1 ID Photo
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How To Apply

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Find answers

Frequently Asked Questions

Time Deposit is the most suitable account for those who want to make savings at the bank and enjoy the best rates of interest. It guarantees the highest returns for the fixed deposit period of your choice.

Follow are the Interest Rate of Fixed Deposit –

  • 1 month 6.50%
  • 3 months 7.00%
  • 6 months 7.25%
  • 9 months 7.25%
  • 12 months 7.50%
  • 24 months 7.75%